Our Team

Our Team

No two people are the same, and our insurance professionals know this better than most. Our deep insurance knowledge and broad life experience inform our every decision, with only one goal in mind: your protection.

With decades of experience, we're excited to make sure you get the coverage you need before you need it most.

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About Our Agency

About Our Agency

Our agency is a local, family-run business that was started by Ryan Ferraro’s father in Webster, New York in 1976. As a second-generation Nationwide Insurance Agent, Mr. Ferraro is proud to follow in his father's footsteps and is honored to be able to pass along the values his father taught and instilled in him.

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We're Here to Protect What Matters Most!

Over the years, we have grown to be one of the largest Nationwide Insurance agency's in Western New York. Our staff and insurance agents operate in three offices in Webster, Greece, and East Amherst. 

We are a "one-stop shop", providing a full range of insurance products, including but not limited to, farm, auto, home, life, and business insurance policies.

We understand that the insurance industry is not what it used to be, and that consumers are changing, growing, and evolving. We take pride in evolving with the world and becoming “Agents of the Future”! 

Welcome to Modern Day Insurance, formerly known as Ryan Ferraro Agency Inc.

Your Goals, Our Strategies

Discover an array of services for all your insurance needs.

No matter what size your farm is, or the types of risk involved, you need to protect your livelihood from the unexpected.

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If you drive or own a vehicle, being insured is more than just a convenience – it’s a necessity.

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Homeowners insurance products can help you protect your home and belongings should disaster strike.

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Life can move pretty fast sometimes. Having life insurance can ensure you and your loved ones remain protected even during life’s unexpected events.

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Helpful Content

Curated articles, videos, and more for a more educated you.

Gap Insurance for Leased Cars

Gap Insurance for Leased Cars

If you’re thinking of leasing a new car, then you shouldn’t forget about gap insurance.
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Lifetime of Earnings

Lifetime of Earnings

Estimate how much you have the potential to earn during your working years.
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Is Term Life Insurance for You?

Is Term Life Insurance for You?

Term insurance is the simplest form of life insurance. Here's how it works.
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Have a question? We're ready to help.

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